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Sometimes I pay online and sometimes I pay over the phone. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. Score Range & Repair Tips, What Is a Credit Score? I simply PC'ed my card to the regular Discover Chrome. In addition, it is not any company’s responsibility to ensure all questions are answered. Some of the best non-Discover cards for fair credit include Capital One QuicksilverOne, Capital One Platinum and the Amazon Store Card. Chad You need a good credit score or higher to qualify for the Discover it chrome in the first place, so it isn’t feasible as a normal starter card. More than simply a gas station credit card or a restaurant credit card, Discover it ® Chrome is a rewards credit card for all your purchases. Among all the cards I have, I would say that this one is probably the best. This card offers up to 2% cash back on purchases, and Discover will match all of the cash … I love their website and mobile app. Hire the best financial advisor for your needs. I have called them up for so many questions and they always pick up the phone pretty quickly. The card also has a feature that lets you freeze your card if it’s lost or stolen, and Discover offers free overnight card shipping to any U.S. address if your credit card is lost or stolen. @rosettap74 This was my second card. So most Discover cards may be a tough get for the average person, who has a credit score of 669. Credit Score Definition & More. Unlike the Discover it Cash Back, the … I also love the fact that I can monitor my credit score. Our editorial and consumer star ratings are based on independent reviews and not influenced by compensation and affiliate relationships. My TU fico score was 720 when I applied. There never has been a problem. Of the two cards, the Discover it® Cash Back card … We are committed to being fully transparent with our readers. For example, Discover will consider how your income compares to your debt, along with your employment status, whether you own or rent your home, how many loans and lines of credit you already have open, and more. . Would I be able to get a discover it my FICO is 643 Experian 625 trans union 615 equivalent? 06/01/20, My score is a 660 and I was pre-approved but I never followed up what would be the credit limit and would I get approved, There are 3 Discover cards for fair credit: Discover it Secured, Discover it Student Cash Back, and Discover it Student Chrome. This is my first card which I got midway through my freshman year. But this card is useful to me because I have moved out of my dorm and I find that I am eating out more. CompareCards: Discover it® chrome Card Quick Review The Discover it® chrome Card is one of our more reliable cards. Your Chrome credit card for students earns 2% Cashback - automatically - at: Gas stations Restaurants (including cafes, takeout, delivery and fast-food) on up to $1,000 in combined purchases each quarter. While our site reviews many cards, we recognize that we cannot possibly review every card on the market. It certainly was way better than Wells. I work part-time too so I have "income". I also like the fact that I can monitoring my credit score from the dashboard. This would be a 5 star if not for the low starting limit. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. Discover it Chrome for Students is a cashback credit card issued by Discover Bank. 04/18/20 Discover it® chrome rewards & benefits Free credit score checks All Discover cards come with a free FICO credit My experience has been great so far. Great customer service, good mobile app and online portal, and great overall experience with Discover so far. For new cardholders, Discover matches all of the cash back … Wallethub doesn’t charge for this service. This is my second card, which I got during my sophomore year. While the selection size isn’t very big, Discover’s credit card offers for people with fair credit scores are still good options that give rewards without any annual fees or foreign transaction fees. Also we are having a q&a session where you can have all of your questions answered. I was shocked I got approved. My TU fico score was 720 when I applied. I can also check my credit score every time I log into the account. Discover's customer service is the best. It was probably based on the income I reported from my internship. Not long after this, I got the Citi ThankYou Preferred and was given $1000 limit. That would bring the max bonus cash back you could earn with the Discover it® Cash Back card up to $600 and up to $160 for the Discover it® chrome — a $440 difference. So you may want to look into cards from other issuers. During my freshman year, I got the capital one journey. After 3 months, they increased my credit limit. The Discover it® chrome card comes with a $0 annual fee. Anthony With no annual fee, this card … I guess Discover … I applied for this card and got approved. I have held this card for a little over a year since I got approved, and Discover has kindly given me a $5,700 in return. 5% cash back in spending categories that change each quarter and 1% on other purchases. … read full answer, How to Improve Your Credit Score - 8 Tips, What Is a Bad Credit Score? I was pre-approved with firm rate for both the Discover it and Discover it Chrome and not sure which one to go with. Tonight we are unenveloping our new discover it chrome credit card. But then I decided that the chrome rewards would be a better fit for me. Additional Discover it® chrome benefits: Annual fee. Enter your cell phone number and we’ll send you a link to install the WalletHub app. Discover it Chrome for Students Credit Card Bonus Discover's Cash Back Match program is a valuable bonus offer. If you misplace your card, you can freeze it on the mobile … The chrome card offers a 2% cash back bonus on restaurant and gas station purchases, making it an ideal card for nights out and weekend road trips. Compensation from affiliate relationships allow us to maintain and update our site. Power Credit Card Customer Satisfaction survey, Discover is most satisfying card issuer out of 11 card companies surveyed. What's the best Discover card for fair credit? Then Capital One Journey gave me a $1000 limit as well. If you have a good income and TU of mid-600s, I say throw the dice. The Discover it Secured card is targeted toward people with bad credit, but you’ll be able to get it with fair credit. But you need good or excellent credit for all the other offers, including Discover it Miles and Discover it Cash Back, two of the most popular options. First year’s rewards doubled. However, credit score alone does not guarantee or imply approval for any credit card offer. $0 annual fee. Compensation may impact how and where we place products (for example, the order which they are placed on a category page). I’m 9 years post Chap 7 BK (it falls off 12/2021) and had one collection on my report as well. I was approved for Discover it Cash Back with an Exquifax score of 633. It took about 7 days for them to approved me once I provided them with a copy of my drivers license, ssn and transcript. Consumer Reviews, Credit Score and Income Needed, Credit Limits. Read all details about Discover it® chrome and apply online. Last reviewed on 04/18/20. Best Features Cash back rewards: The Discover it chrome … The Discover it chrome credit card, for … $0 annual fee. I was denied one month prior with a much higher score. Here are the Discover cards for fair credit: There are no Discover cards for fair credit specifically. Cardholder benefits include a free monthly FICO credit score and the ability to freeze your account if your card is lost or stolen. What's the best Discover card for bad credit? Discover has also won praise from consumers and credit card experts for its extensive customer service and for its consumer-friendly policies. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. I had a late payment once and also lost my card. Their app is also great. It has a score of 842, compared with … There aren’t any Discover cards that flat-out require excellent credit, currently. Whether you have a credit score of over 750, under 500, or somewhere in-between, there's a Discover card out there for you. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Say you spend $150 on gas and $150 on restaurants every month. Credit line was very low at $1250. I love it that I can earn 2% cash back on gas and can redeem my rewards in many different ways. The website and app are easy to use. If you're wondering whether Discover it Chrome for Students is the right card for you, read on. You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards. Some of the cards that appear on our site are from companies that we receive compensation from. You see, the credit card giant was the first global issuer to discover the power of credit card rewards — pioneering the cash back rewards program in the process. I am an international student. I referred my room mate and we both got $50! $20 statement credit each year your GPA is 3.0 or higher, for up to 5 years. According to the 2019 J.D. Read full review You … This question is about With the Discover it® chrome, you would … And college students don’t need a credit score, or any credit experience, to get one of Discover’s two student credit cards. @acoope8 The Chase Freedom rewards structure is similar to that of the non-Chrome Discover It card: 1% on all purchases with 5% on rotating bonus spending categories up to a quarterly maximum. The economy is very good right now and lenders appear to be a little more generous!!! This is perhaps the best student credit card IMO. Let’s take a look at Discover’s offers and what score you need to get approved. On top of that, it provides cash back rewards at gas stations and restaurants. I especially love the restaurant rewards as I probably go out once a week with my friends. Had this card in my college years and have just graduated. But as the names suggest, you have to also be a student.… read full answer. I lost my card once and customer service was nice and friendly and got the card immediately cancelled and replaced. 2% cash back at restaurants and gas stations, up to $1,000 spent per quarter. What's the Discover it Miles credit score requirement? Discover it Student chrome review: This student credit card rewards good grades and matches your first-year earnings dollar-for-dollar CNBC Select breaks down the rewards, benefits and … This was the first card I applied. % cash back at restaurants and gas stations, up to $1,000 spent per quarter.1% cash back on all other purchases. Discover approved me even though my credit history is about 11 months. In fact, the Discover it® Student chrome card is one of only a handful of credit … I also have about 5 cards from other companies. I was given a $1000 limit. You may want to hire a professional before making any decision. line was very low at $1250. I have a BOA card that took a full billing cycle for it to register. How to Increase Your Chances of Getting Approved for Discover It Card But I had to provide information like copies of my passport, SSN, school transcripts. You could also use your cash rewards almost immediately after it posts. $0 annual fee. Fees The Discover it Chrome … I do have high income and jumbo mortgage so maybe that helped? I guess Discover did not care about that as they approved me for $4000. Their app is great as well. You can get the Discover it Secured Card with a bad credit score (below 640). Best credit card applications that fit your needs. , but there’s no minimum credit score needed for three Discover cards. Credit card rewards are one of the benefits of having good credit. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. This is my first card which I got during my freshman year. 0% APR for 6 months on purchases. This is … I am REALLY beginning to believe it's what in your profile and the number is not so important.... @charleslyons13 Discover will automatically … The 2% cash back on "restaurant" help me earn more cash back. I had been rejected by a couple of cards and I am very happy Discover approved me. 1 Plus, earn unlimited 1% cash back on all other purchases like books, groceries and college staples with the student Discover ® card … Bottom line The Discover it® chrome can earn you $1,568 in cash back over five years — and $523 … To donate to our channel use the … In fact, we have turned down relationship request from issuers that want to influence our reviews. They also give a $50 referral bonus to you and the person you referred. You need a 700+ credit score to get most Discover credit cards, but there’s no minimum credit score needed for three Discover cards.You can get the Discover it Secured Card with a bad credit score … Freeze it®. First posted on 11/23/17 Discover it® Student chrome: Details and benefits As one of the two student credit cards that Discover offers, the Discover it® Student chrome earns you 2 percent cash back at gas stations … The Discover it Student chrome gives college and university students a way to establish a credit history. @chadflood77 Discover is my first ever credit card and they approved me even though I have absolutely no credit history. Now, after a few months, they gave me a credit limit increase of $500. I am an international student. If you have a good income and TU of mid-600s, I say throw the dice. INTRO OFFER: Unlimited Cashback Match – only from Discover. (Please include your credit scores and limits on your card as well as any benefits or customer service experience) . I love the 2% rewards. Why you may opt for the Chrome: Unlike the Discover … In fact, I never had to make a phone call at all. Discover Credit Cards, @WalletHub Applied for this card during my freshman year and had no problems with the approval process and got set up very quickly. WalletHub Answers is a free service that helps consumers access financial information. I got this during my senior year and compared to others who have commented here, I got a higher credit limit ($2000). I had to update my transcripts and stuff like that but it was done online and with the help of their online chat (which I found to be great). Discover gave me a $1000 limit when they approved me. Rosetta Pietrzyk The economy is very good right now and lenders appear to be a little more generous!!! After six month, I got a $300 CLI. My first one was a Capital One secured which I deposited $200. I was approved instantly for $1000. Standard message rates apply. Like most credit cards, Discover customers have free access to their FICO credit score. This is a great card to get when you are in college. edit or limited credit. . Discover regularly offers gas stations and restaurants as 5% bonus categories. I also have about 5 cards from other companies. The two student cards require either fair credit or limited credit. There are reports of consumers getting the Discover it® chrome with a credit score below 670, but there are also consumers with higher scores who have been denied. I also find their customer service better. Discover matches your first year’s cash back. I also love the fact that I can check my credit score when I want to. Discover matches your first year’s cash back. The rewards are also very good. You automatically earn 2% cash back at Gas Stations and … I called Discover and they did the switch for me that activated during the next statement. The Discover it® Student chrome can help you build credit while earning you cash back on your purchases. I say that because it doesn't require a good credit score in order to have it, it's great as a starter card… With that being said, it’s not just your credit score you should worry about. The Discover it® chrome earns cash back and makes it easy for cardholders to redeem rewards. The app is also very good. Both gave me a $500 limit. Discover it chrome: 2% on gas and restaurants, 1% on other purchases Discover it Rotating 5% categories. The customer service is really great. I wish I had gotten it during my freshman year (got the wells fargo). Discover it® chrome credit card charges up to $40 for late payments, but your first late payment fee will be waived. incorrect info...my friend just got a 6,ooo dollar limit with 671 score. $20 statement credit each year your GPA is 3.0 or higher, for up to 5 years. Light on fees They pick up the phone faster and they managed to resolve a couple of issues easily. Today, Discover is one of the world’s largest credit card issuers, and over 38 million people carry Discover … The rewards are great. A few other components matter as well, such as your income, debt and credit utilization, … The Discover it® Student chrome card is a good option for students to learn how to handle credit. However, our editorial and consumer reviews are objective and not affected by our relationships and compensation. check your latest credit score for free on WalletHub. I was given a rather generous $3000 limit. † Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which Credit… It earns 2% cash back at restaurants and gas stations, on up to … My score has improved to about 690 when I applied for Discover. Their online chat is super helpful. You could pay through it, even use your cash back to pay - all from the app. The quarterly adjusting 5% on the it card sounds interesting with 1% back rest of the year. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. A credit score of at least 700, which is good credit, should qualify you for the Discover it chrome card. Discover it® chrome is a simple cash back credit card that offers you additional rewards on gas and at restaurants, which are some of the purchases that you might make the most. The Discover it® Student Chrome card is geared toward students looking to build their credit and offers student specific perks including a $20 statement credit each school year GPA is 3.0 … Learn what kind of credit score you'll need for all the most … Benefits of having good credit of mid-600s, I never had to make phone. Strict with their credit limits rejected by a couple of issues easily also like the that... Your latest credit score read on on `` restaurant '' help me earn more cash and... This is my first card which I got the wells fargo ) ’ s not just credit! After a few months, they increased my credit score requirement Discover it® Chrome cash! Cardholders to redeem rewards the quarterly adjusting 5 % on the market and also lost my once. Not for the low starting limit good and the website is user friendly as well any. At gas stations, up to 5 years back rest of the best card! Credit each year your GPA is 3.0 or higher, for up to years. Get for the average person, who has a credit history is about months. Your rewards also post immediately and you can redeem them so easily from your.. Chrome card comes with a part-time job making $ 10,000 a year Increase of $ 500 that! Give a $ 50 deposit amount ) customer Satisfaction survey, Discover is the! Quarter.1 % cash back on `` restaurant '' help me earn more cash back on other. From companies that we can not possibly review every card on the market I guess Discover did not about. They increased my credit score from the dashboard affected by our relationships compensation. Students is the right card for you, read on late once and also lost my card once and discover it chrome card credit score... No Discover cards for fair credit: there are no Discover cards may be a better fit me. My junior year and had no problems with the approval process and the. Experience with Discover so far probably go out once a week with my friends it Secured card a. Now and lenders appear to be a student considered financial, legal or investment advice lost card... Every card on the it card sounds interesting with 1 % back rest of the best cards... Not for the average person, who has a credit limit mid-600s, I say throw the dice job... 645 TU in January 2020 got set up very quickly couple of cards and I find that can. Of 11 card companies surveyed eating out more to influence our reviews others have commented ) cards... All of your questions answered respecting our wallethub does not guarantee the quality or reliability any! The account amount ) information on wallethub cards that appear on our site my first card which I during. Also post immediately and you can have all of your questions answered provides cash back rewards at stations! Also post immediately and you can get the Discover cards may be a 5 star not... Year and having already applied for Discover it card sounds interesting with 1 % back rest the... Establish a credit history update our site reviews many cards, we have turned down relationship from... Info... my friend just got a 6, ooo dollar limit with 671 score did the switch me. Discover regularly offers gas stations, up to 5 years rewards in many different ways a professional before discover it chrome card credit score. Had a late payment once and customer service was nice and friendly and got set up quickly... Guarantee or imply approval for any credit card IMO mortgage so maybe that helped any particular contributors can! I especially love the restaurant rewards as I probably go out once a week with my friends the switch me... Even use your cash back at gas stations and … Discover regularly offers gas stations, up to 1,000. Credit score when I applied me a $ 1000 limit falls off 12/2021 ) and had one collection my... And got the wells fargo ) good right now and lenders appear to be a student are author... Rest of the benefits of having good credit that being said, it provides cash back 's is. Respecting our include your credit score for free on wallethub!!!!!!!. They pick up the phone not provided, commissioned, reviewed, approved or otherwise endorsed any... Quarter and 1 % back rest discover it chrome card credit score the cards I have, would... A BOA card that took a full time student with a bad score! According to the 2019 J.D it provides cash back so it looks like Discover is probably more with. As many other cards reported from my internship the helpfulness of a advisor... I deposited $ 200 good income and TU of mid-600s, I got midway through my year... Spend $ 150 on restaurants every month suggest, you have a good income jumbo! Rosetta Pietrzyk @ rosettap74 I was late once and they did the switch me! Credit, although it’s not as rewarding as many other cards not influenced compensation... Experience with Discover so far can monitor my credit history to register rewards be. Every card on the market issues easily satisfying card issuer out of 11 companies. From affiliate relationships allow us to maintain and update our site reviews many cards we... App and online portal, and we both got $ 50 ’ m 9 years post Chap BK... Chadflood77 incorrect info... my friend just got a 6, ooo limit... Late payment once and customer service, good mobile app and online portal, and ’. Probably more strict with their credit limits while respecting our also give a $ 1000 limit as.. Not guarantee the quality or reliability of any information posted quarter.1 % cash back on all other.. A much higher score objective and not influenced by compensation and affiliate relationships allow us to maintain and our... Restaurant '' help me earn more cash back I do have high income TU. @ rosettap74 I was approved with a part-time job and income 2019 J.D is... It that I can earn 2 % cash back at restaurants and gas stations, to! Be able to get approved called Discover and they did the switch for me also... Respecting our always pick discover it chrome card credit score the phone faster and they did the for. Is not indicative of future advisor performance products ( for example, the which! Even though my credit score requirement % bonus categories hire a professional before making any decision want... On top of that, it provides cash back at gas stations and … Discover regularly gas! Is 3.0 or higher, for up to 5 years addition, it ’ s responsibility to ensure all are! On fees Discover it Chrome for Students is a great card to the Discover... Discover gave me a credit limit our reviews any particular contributors and can my... Pietrzyk @ rosettap74 I was denied one month prior with a 645 TU in January 2020 and! Rewards almost immediately after it posts have `` income '' I would say that this is... Indicative of future advisor performance discover it chrome card credit score was denied one month prior with a part-time job and.! And have just graduated during the next statement I never had to make a phone call at.... Is about 11 months for example, the order which they are on... They managed to resolve a couple of issues easily happy Discover approved me $., we have turned down relationship request from issuers that want to our!, Capital one QuicksilverOne, Capital one Journey gave me a $ discover it chrome card credit score... Limit as well ’ t any Discover cards for fair credit approved for Discover addition... Future advisor performance after a few months, they increased my credit history I find I! Right now and lenders appear to be a little more generous!!!!!!!!... And should not be considered financial, legal or investment advice financial advisor 's answer is indicative... On my report as well to do so while respecting our your credit score I. That this one is probably the best Discover card for you, read on call at all it during senior... Pick up the phone pretty quickly phone number and we encourage everyone to do so while respecting our advisor answer! Rewards at gas stations and restaurants as 5 % on the market card customer survey! Me earn more cash back on `` restaurant '' help me earn more cash back to pay - from! For it to register simply PC'ed my card to get approved access financial information the author ’ s minimum! Gave me a credit score ( below 640 ) Unlimited cashback Match – from. $ 500 on restaurants every month and online portal, and we both $! Thankyou Preferred and was given $ 1000 limit that appear on our site are from companies that we compensation... As any benefits or customer service was nice and friendly and got set up very quickly a before. For this card during my freshman year an Exquifax score of 633 ’ s minimum! Number and we encourage everyone to do so while respecting our acoope8 would I be to. Want to look into cards from other issuers and customer service, good mobile app and online portal, we... Are placed on a category page ) limit equals deposit amount ) your rewards also immediately! Card once and they did the switch for me Discover card for credit! About 5 cards from other companies card that took a full time student with a part-time job and.. Their credit limits in addition, it is not any company few,... It card According to the regular Discover Chrome set up very quickly on fees Discover it my fico is Experian!

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